Federal Benefit Specialists — Marlborough, Massachusetts

Kevin Scott & Scott Batchelar

Partners, Federal Benefit Specialists

Dedicated exclusively to federal and postal employees, ensuring their careers translate into secure, compounding retirements.

25+ years
Specialized in federal benefits
Nationwide reach
Federal employees in all 50 states
Marlborough, MA
Local fiduciary, federal-fluent

Our Mission

Federal Benefit Specialists is a fiduciary practice anchored in Marlborough, Massachusetts, with a nationwide reach. We exist to serve a population the traditional financial industry consistently misreads: federal and postal employees whose careers are governed by FERS, CSRS, TSP, FEGLI, FEHB, and OPM rules that generic advisors rarely understand in depth.

We are not a generic financial advisor. We are a federal-fluent specialist. As partners, Kevin and Scott built this practice because they kept seeing the same pattern: federal workers overpaying for FEGLI Option B as it ages, underutilizing the unique advantages of the TSP G Fund, and missing the FERS Retiree Annuity Supplement entirely. Our work is to translate the complexity of your federal benefits into a written plan that compounds your career into the retirement you have actually earned.

The Marlborough Office

While our practice serves federal employees in all 50 states via secure virtual strategy calls, our physical anchor remains in Marlborough, Massachusetts.

Federal Benefit Specialists
225 Cedar Hill Street, Suite 200
Marlborough, MA 01810

978-771-3157

Our Approach

Three pillars that make our practice meaningfully different from a generic financial advisor.

1

Specialization

We work with federal and postal employees only. That is the entire practice. The FERS Annuity Supplement, the FEGLI Option B age curve, the TSP G Fund, the 5-year FEHB carry-forward rule, the PSHB transition for postal employees — these are not edge cases for us. They are the daily core of the work.

2

Fiduciary

We have a legal duty to act in your best interest, not in the interest of a product, a carrier, or a sales target. That posture changes the conversation. Sometimes the right answer is to keep your FEGLI. Sometimes it is to drop Option B and replace it with a level-premium term policy. We tell you which, and why.

3

Long-term

Federal benefits change. So does your career, your family, and the rules at OPM. We are not a transactional shop that sells you a policy and disappears. We meet annually to review your plan against your current career stage, recent OPM updates, and any household changes — so the plan keeps compounding instead of drifting.

Trusted Carrier Partners

Major Carrier 1
Major Carrier 2
Major Carrier 3
Major Carrier 4

We maintain independent relationships with top-tier commercial carriers to ensure our federal clients receive the most competitive coverage options available when supplementing FEGLI.

Ready to turn your federal career into a confident retirement?

Most federal employees overpay for the wrong coverage and underplan for the right things. We fix both.

Schedule Your Strategy Call →